Tractor Loan - Apply Now!

A substantial part of India lives in its villages and a major portion of our population is engaged in agriculture related activities. Therefore, the rural and semi urban regions witness huge demand for finance from buyers of tractors, harvesters and other farm equipment. The tractor is the most important part of farm equipment portfolio with transplanters, rotovators, micro-irrigation systems, etc being the others. In spite of an increasing number of farmers adopting mechanized farming methods, the level of farm mechanization remains lower than 40 percent thereby offering huge scope for offering accessible finance.


Customer Segment : Tractor Loan

  • Farmer: An Individual owning the agriculture land and whose work involves livestock and/or agriculture activities.
  • Commercial Hiring: An individual may not own the agriculture land and use the tractor only for hiring purpose.


  • Upto 90% funding

Repayment Tenure

  • Upto: Farm Equipment - Max Tenure - New Tractor - 6 Years

    Upto: Farm Equipment - Max Tenure - Used Tractor - 4 Years

    Monthly/Quarterly/Half yearly/structured based on cropping pattern and another additional income source.

Eligibility Criteria & Income Proof

  • Income proof to support repayment of loan Minimum Land holding of 2 acres based on the crops cultivated (excluding our "Fastrac” and “Commercial” program)
  • Min age at the entry 18 and Max at end of tenure is 60 years.

Documents Required

  • Proof of agri land 7/12 or utara
  • KYC: Aadhar Card/PAN Card/Passport/Voters Id/Driving License/Ration Card/Utility bill
  • Latest 1 year IT return and 3 months bank statement/Any tractor, CV 12 months track record/3 years valid relevant Driving License

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