Adani Capital COVID-19 Moratorium

Dear Customers,

  • We are happy to provide EMI moratorium facilities for our Business Loans, Farm Equipment Loans and Commercial Vehicle Loan customers who are seeking it from us and are eligible as per RBI guidelines. To apply the moratorium, kindly write to us from your registered email address at with your mobile number and loan account number and we will activate the moratorium.
  • Interest will continue to accrue during moratorium period at the same rate as contracted for the respective loan and such interest will be collected as per applicable interest rate from you by extending the original tenor of your loan contract accordingly. An updated loan repayment schedule will reach you by email.
  • Further we are pleased to confirm that no cheque bounce charges or overdue charges will be levied to your account for such EMIs covered under moratorium.
  • For our structured finance customers our investment committee will evaluate each proposal on a case by case basis.
  • In case you have overdues prior to 1st March 2020 this point will apply for you,
    • As per RBI guidelines released NBFC’s are permitted to extend moratorium only for installments of loans which are due between 1st March 2020 and 31st August 2020. There can be no moratorium on overdues prior to 1st March 2020.
    • Hence in case you have any overdue installment and/or other dues pertaining to loan repayment prior to 1st March 2020, we request you to kindly pay such overdue installments/ other amount overdue immediately, to avoid normal penal charges and avoid to reporting to bureau wherever applicable.

Adani Capital supports you during this difficult time caused by COVID 19 and wishes for your good health and safety.

With warm regards

Team Adani Capital